REFUND POLICY

• Within 7 days from the payment date: Full refund
• 8–10 days from the payment date: Refund after a 10% deduction
• 11–12 days from the payment date: Refund after a 20% deduction
• 13–15 days from the payment date: Refund after a 30% deduction
• After 15 days from the payment date: No refund available

However, if you are not accepted after the professor’s final review, you will receive a full refund (100%).

Priority Terms

• Notwithstanding the general refund policy above, once the welcome letter, participant guide (including digital content), or related materials have been provided, the program will be considered to have completed the sharing of program know-how and staff allocation. Therefore, after this point, refunds will not be available regardless of the payment date (refund rate: 0%).
• Refunds cannot be provided for reasons including change of mind, personal schedules, or personal circumstances.

AGREEMENT/CONFIRMATION

By submitting this application, I hereby confirm the following:

• 1- The information I have provided in this application is accurate and truthful.
• 2- I have read, fully understood, and agreed to the terms of the refund policy.
• 3- I am solely responsible for any false information submitted. Any misconduct during the program, including but not limited to proxy attendance, will result in immediate dismissal without any refund.
• 4- I understand and agree that lack of participant commitment may result in consequences, including difficulties with obtaining a professor recommendation, or other benefits as indicated in the program guide. I acknowledge HOBY Korea assumes no responsibility for such consequences.
• 5- I understand and agree that if I withdraw due to sudden personal scheduling conflicts, inability to follow the program, health issues, or any other reasons upon the start of the, HOBY Korea will not be held responsible, including but not limited to any refunds.
• 6- I agree that the program I selected in the application cannot be changed.
• 7- I agree that photos, video recording, and materials generated during the preparation/participation/progress of the program may be used for purposes such as promoting the program in the future, and that the relevant ownership belongs to HOBY Korea.
• 8- I agree not to disclose the professor's name, any related information, or any benefits provided (such as a recommendation letter) publicly without prior consent from HOBY Korea.

PERSONAL INFORMATION COLLECTION AND PURPOSE OF USAGE

HOBY Korea utilizes the collected personal information for the following purposes.

• - To contact and manage applicants
• - To promote the program

PERIOD OF RETAINING AND UTILIZING COLLECTED PERSONAL INFORMATION

HOBY Korea will immediately terminate the information without exception after 2 years from the date the applicant agreed with personal information collection and usage.